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Home Equity

Turn dreams into reality.

Turn dreams into reality.

We make it easy and affordable to utilize the equity in your home. A Home Equity Line of Credit (HELOC) gives you access to your equity whenever it is convenient for you.

Traditional HELOC

  • Borrow as little as $10,000.00 up to $100,000.00
  • Terms up to 15 years, with a 5 year draw period
  • Lines of credit up to 80% of the home’s value
  • The minimum first advance must be $1,000.00
  • Minimal closing costs

Home Equity Line of Credit for Manufactured Homes

  • Borrow as little as $10,000.00 up to $50,000.00
  • Terms up to 15 years, with a 5 year draw period
  • Lines of credit up to 80% of the home’s value
  • The minimum first advance must be $1,000.00
  • Minimal closing costs
  • No older than 15 years minimum of a double wide home, registered as real property
  • First lien position required
Open an Account

Product Details

Looking to purchase or refinance your home?

Complete the form below and our loan department will contact you with current programs and rates.

Please do not include confidential information like your account number, social security number, date of birth, PIN numbers or passwords in an email or text to us. Emails and texts are not secure.

Need to Select or Change your Pin Number?

Call 1-888-886-0083

Rates

Account Type
Dividend Rate
APY*
Min / Max balance
No items found.

Rates

Loan Type
APR*
Term (Months)
Home Equity Line of Credit
Prime + a Margin of 1.00% - 5.00%
180
HELOCS - What You Should Know
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Helpful Resources

Resources