Home Equity

We make it easy and affordable to utilize the equity in your home. A Home Equity Line of Credit (HELOC) gives you access to your equity whenever it is convenient for you.

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Traditional HELOC

• Borrow as little as $10,000.00 up to $100,000.00
• Terms up to 15 years, with a 5 year draw period
• Lines of credit up to 80% of the home’s value
• The minimum first advance must be $1,000.00
• Minimal closing costs

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Home Equity Line of Credit for Manufactured Homes

• Borrow as little as $10,000.00 up to $50,000.00
• Terms up to 15 years, with a 5 year draw period
• Lines of credit up to 80% of the home’s value
• The minimum first advance must be $1,000.00
• Minimal closing costs
• No older than 15 years minimum of a double wide home, registered as real property
• First lien position required