Deposit Rates

Savings Calculators

Rates effective as of 6/1/2021 and are subject to change.  Please contact the Credit Union to verify current rates.

Savings Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Main Share
0.05%
0.050%
$5 Min / 0 Max
Christmas Club Account
0.10%
0.100%
0 Min / $5,000 Max
Vacation Club Account
0.10%
0.100%
0 Min / $5,000 Max
Swipe & Save
0.25%
0.250%
N/A

Youth Savings Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Bright Stars (3-10)
0.10%
0.100%
$5.00 Min / 0 Max
YO! Account (11-17)
0.10%
0.100%
$5.00 Min / 0 Max
Lincoln Loyalty
0.10%
0.100%
$5.00 Min / 0 Max

Money Market Accounts

Account Type
Dividend Rate
APY*
Min / Max balance
Money Market Account
0.05%
0.050%
$1,500.00 Min / $24,999.99 Max
Money Market Account
0.10%
0.100%
$25,000.00 Min / $99,999.99 Max
Money Market Account
0.15%
0.150%
$100,000.00 Min

Certificate of Deposit

Account Type
Rate
APY*
Minimum balance
6-Month CD**
0.10%
0.100%
$1,000.00
12-Month CD**
0.15%
0.150%
$1,000.00
24-Month CD**
0.25%
0.250%
$1,000.00
36-Month CD**
0.30%
0.300%
$1,000.00

IRA Certificates

Account Type
Rate
APY*
Minimum balance***
6-Month IRA Certificate**
0.10%
0.100%
$1,000.00
12-Month IRA Certificate**
0.15%
0.150%
$1,000.00
24-Month IRA Certificate**
0.25%
0.250%
$1,000.00
36-Month IRA Certificate**
0.30%
0.300%
$1,000.00

IRA

Account Type
Rate
APY*
Minimum balance***
Educational IRA
0.10%
0.100%
N/A
Traditional / Roth IRA
0.10%
0.100%
N/A

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Important Information

*APY = Annual Percentage Yield

** An early withdrawal penalty may be assessed for early maturity. Early withdrawal penalty varies based on term. See Certificate and Disclosure Statement provided at account opening for more information.

*** Minimum opening balance of $250 for members under 18 years of age. See our Youth Program Page for more information.