We offer traditional, Roth, and Cloverdale Educational IRA accounts.
Certificates of Deposit*
We offer 3-month, 6-month, 12-month, and 36-month certificates of deposit.
Members less than 18 years of age can open a Certificate of Deposit with a minimum balance of $250.00. They will also earn an additional .01% for each birthday they have reached, with a maximum addition of .17% above our standard rate.
*An early withdrawal penalty may be assessed for early maturity based on the term.
|Certificates*||Rate||Annual Percentage Yield||Term||Minimum Balance**|
|Certificate of Deposit||0.75%||0.753%||6||$1,000.00|
|Certificate of Deposit||1.25%||1.257%||12||$1,000.00|
|Certificate of Deposit||1.70%||1.713%||24||$1,000.00|
|Certificate of Deposit||1.85%||1.866%||36||$1,000.00|
|IRA Certificates*||Rate||Annual Percentage Yield||Term||Minimum Balance**|
Money Market Account
The money market account requires a minimum balance of $1,500.00, with a minimum withdrawal amount of $100.00. You are limited to three withdrawals per month and may make unlimited deposits. The dividends earned are posted to the money market account on the last day of each month.
To view the most current dividend rate for the money market account, head to our Rate Schedule.
We offer an array of investment products – not Federally insured – through Members Financial Network.