Deposit Rates

Effective 05/01/2020

SavingsDividend RateAnnual Percentage YieldMinimum/Maximum Balance
Savings Account 0.05%0.050%$5.00
Christmas Club Account
0.25%0.250%No minimum / maximum $5,000.00
Vacation Club Account 0.25%0.250%No minimum / maximum $5,000.00
Swipe & Save2.00%2.015%N/A
Bright Stars0.15%0.150%$5.00
YO! Account0.50%0.501%$5.00
Lincoln Loyalty 0.50%0.501%$5.00
Educational IRA 0.10%0.100%N/A
Traditional / Roth IRA0.10%0.100%N/A

Effective 05/08/2020

Money Market AccountDividend RateAnnual Percentage YieldMinimum/Maximum Balance
Money Market Account0.10%0.100%$1,500.00 - $24,999.99
Money Market Account0.15%0.150%$25,000.00 - $99,999.99
Money Market Account0.20%0.200%$100,000.00 and up
Certificates*RateAnnual Percentage YieldTermMinimum Balance**
Certificate of Deposit0.15%0.150%6$1,000.00
Certificate of Deposit0.20%0.200%12$1,000.00
Certificate of Deposit0.30%0.300%24$1,000.00
Certificate of Deposit0.50%0.501%36$1,000.00
IRA Certificates*RateAnnual Percentage YieldTermMinimum Balance**
IRA Certificate0.15%0.150%6$1,000.00
IRA Certificate0.20%0.200%12$1,000.00
IRA Certificate0.30%0.300%24$1,000.00
IRA Certificate0.50%0.501%36$1,000.00

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Deposit, Withdrawal, and Shared Branching Slips

* An early withdrawal penalty may be assessed for early maturity.  Early withdrawal penalty varies based on term.  See Certificate and Disclosure Statement provided at account opening for more information.

** Minimum opening balance of $250 for members under 18 years of age.  See our Youth Program Page for more information.

For your convenience, the savings calculators can assist you in your financial planning.