Deposit Rates

Effective 04/01/2019

Rates are set Quarterly by the Board of Directors.

SavingsDividend RateAnnual Percentage YieldMinimum/Maximum Balance
Savings Account 0.15%0.150%$5.00
Christmas Club Account
0.30%0.300%No minimum / maximum $5,000.00
Vacation Club Account 0.30%0.300%No minimum / maximum $5,000.00
Swipe & Save5.12%5.219%N/A
Bright Stars0.15%0.150%$5.00
YO! Account2.25%2.269%$5.00
Lincoln Loyalty 2.25%2.269%$5.00
MatriMoney Account 2.17%2.188%$25.00
Money Market Account0.20%0.200%$1,500.00 - $24,999.99
Money Market Account0.25%0.250%$25,000.00 - $99,999.99
Money Market Account0.30%0.300%$100,000.00 and up
Educational IRA 0.35%0.350%N/A
Traditional / Roth IRA0.35%0.350%N/A

Certificate Rates Effective 03/21/2019

Certificates*RateAnnual Percentage YieldTermMinimum Balance**
Certificate of Deposit0.50%0.501%6$1,000.00
Certificate of Deposit1.00%1.005%12$1,000.00
Certificate of Deposit1.25%1.257%24$1,000.00
Certificate of Deposit1.50%1.510%36$1,000.00
IRA Certificates*RateAnnual Percentage YieldTermMinimum Balance**
IRA Certificate0.50%0.501%6$1,000.00
IRA Certificate1.00%1.005%12$1,000.00
IRA Certificate1.25%1.257%24$1,000.00
IRA Certificate1.50%1.510%36$1,000.00

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* An early withdrawal penalty may be assessed for early maturity based on the term.

** Members less than 18 years of age can open a Certificate of Deposit with a minimum balance of $250.00. They will also earn an additional .01% for each birthday they have reached, with a maximum addition of .17% above our standard rate.

For your convenience, the retirement savings calculator can assist you in your financial planning.