Deposit Rates

Effective 10/01/2018

Rates are set Quarterly by the Board of Directors.
Savings Rates

SavingsDividend RateAnnual Percentage YieldMinimum/Maximum Balance
Savings Account 0.25%0.250%$5.00
Christmas Club Account
(See Note 1)
2.18%2.198%No minimum / maximum $5,000.00
Vacation Club Account 0.30%0.300%No minimum / maximum $5,000.00
Swipe & Save5.12%5.219%N/A
Bright Stars0.25%0.250%$5.00
YO! Account2.30%2.320%$5.00
Lincoln Loyalty 2.30%2.320%$5.00
MatriMoney Account 2.17%2.188%$25.00
Money Market Account0.25%0.250%$1,500.00 - $24,999.99
Money Market Account0.30%0.300%$25,000.00 - $99,999.99
Money Market Account0.40%0.400%$100,000.00 and up
Educational IRA 0.35%0.350%N/A
Traditional / Roth IRA0.35%0.350%N/A

Certificate Rates Effective 10/01/2018

Certificates*RateAnnual Percentage YieldTermMinimum Balance**
Certificate of Deposit0.75%0.753%6$1,000.00
Certificate of Deposit1.25%1.257%12$1,000.00
Certificate of Deposit1.70%1.713%24$1,000.00
Certificate of Deposit1.85%1.866%36$1,000.00
IRA Certificates*RateAnnual Percentage YieldTermMinimum Balance**
IRA Certificate0.75%0.753%6$1,000.00
IRA Certificate1.25%1.257%12$1,000.00
IRA Certificate1.70%1.713%24$1,000.00
IRA Certificate1.85%1.866%36$1,000.00

Print Rates Table

Note 1 – Special Christmas Club rate offered (not Vacation Clubs) from 10/01/18 – 12/31/18.  The maximum amount anyone can put in this type of savings account is $5,000.00.

* An early withdrawal penalty may be assessed for early maturity based on the term.

** Members less than 18 years of age can open a Certificate of Deposit with a minimum balance of $250.00. They will also earn an additional .01% for each birthday they have reached, with a maximum addition of .17% above our standard rate.

For your convenience, the retirement savings calculator can assist you in your financial planning.