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Our YO! account is designed for our members ages 13-17 to help you save for now and in the future. You earn a higher dividend rate of 2.590% (2.615% APY), (2.09% above our current share rate). The more you save the more you earn! An account especially for Lincoln Students Yearbooks, prom, class ring, senior pictures, and graduation all have one thing in common, they cost money! You earn a higher dividend rate of 2.590% (2.615% APY), (2.09% above our current share rate). The more you save the more you receive from Flag! The primary account holder will earn $25 for every 6 months the account is actively maintained (Free money).* *A minimum of $10 is required to open the account. The $10.00 represents a $5.00 one-time membership fee and $5.00 is deposited into the account to become "your share of the Credit Union".  Eligible Lincoln students must provide valid student ID and may only open one Green and Gold account. Account transfers to a regular share account 30 days after expected graduation date or 4 years from the date of account opening, whichever occurs first. An active account would be considered 3 transactions (excluding dividends) made on the account. Account must be open 6 months  prior to incentive paid on April 15th of each year. Please refer to our Deposit Account Agreement & Disclosure for full details. APR=Annual Percentage Rate Wonder how credit unions work? We have two links that should help answer your questions! Click Here for an overview of  the difference between banks and credit unions. Click here for a brief powerpoint by CUNA showing the history of credit unions.

Youth Saver's Share Certificates A Share Certificate (CD) may be purchased for any child who is under the age of 18 with a minimum deposit of $250.00. The terms are 3 months, 6 months, 1 year or 3 years, and the rate is based on the age of the child. For example, if the current rate is 4.00 % and you open a CD for your 8 year-old, his rate would be 4.08 %. A 12-year-old's rate would be 4.12 %, and so on.

 

Calling all Teenagers!Besides information on a wide variety of financial topics, you'll find interactive financial calculators, original teen-written articles, and links to other helpful websites at CU Succeed!