BE AWARE!
What is Smishing?
Smishing is when a person receives a text message via cell phone warning that their bank account has been closed due to suspicious activity. It then tells them they need to call a certain phone number to reactivate the account. Unsuspecting callers who dial the number provided in the text message will be taken to an automated voice mail box that prompts them to key in their credit card or debit card number, expiration date, and PIN to verify their information.
If you have a question concerning your account or credit/debit card, contact your financial institution using a telephone number obtained independently, such as the phone number from your statement, a telephone book, or other independent means.
- Be wary of any message received from an unknown sender
- Do not open unsolicited e-mails or text messages
- Do not click on any links provided in unsolicited e-mails
- Don’t Display your wireless phone number or e-mail address in public. This includes newsgroups, chat rooms, Web sites, or membership directories.
- If you open an unwanted message, send a stop or opt out message in response.
- Check the privacy policy when submitting your wireless phone number or e-mail address to any Web site. Find out if the policy allows the company to sell your information.
- Contact your wireless or Internet service provider about unwanted messages.
In the near future we will offer mobile banking to our members, but until then, please ignore any messages sent to your phone by Flag Credit Union.
Please be aware if you receive an email from "NCUA"(or other emails asking for information) do not respond to these. This is called a "Phishing Scam". If you would like more information please visit the Federal Trade Commission http://www.ftc.gov/bcp/conline/pubs/alerts/phishingalrt.htm. We will never ask for your account information through unsecured emails.
FRAUDLULENT VISA EMAIL
Recently the following e-mail was sent to many Visa cardholders. This is a fraudulent phishing e-mail initiated by criminals and not by Visa or Arcot, our Verified by Visa processor. By sending out a phishing e-mail, criminals attempt to trick cardholders into providing them with personal account information. This personal information is then used to commit identity theft.
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Dear Jane Smith, 
You card has been automatically enrolled in the Verified by Visa Program*.
You have been sent this invitation because the records of Visa Corporate indicate you are a current or former Visa card holder. To ensure your Visa card's security, it is important that you protect your Visa card online with a personal password. Please take a moment, and activate for Verified by Visa now.
Verified by Visa protects your existing Visa card with a password you create, giving you assurance that only you can use your Visa card online.
Simply activate your card and create your personal password. You’ll get the added confidence that your Visa card is safe when you shop at participating online stores.
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Activate Now for Verified by Visa
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Thank you for your support.exvxmidyjofhcwpzjyjqgjnbmxurcx
Visa Service Department
Please note: If you FAIL to update your Visa card, it will be temporarily disabled.
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Be prepared for this hurricane season with this
helpful and informative guide.
Just click on the image above.
You will need Adobe Acrobat to read this
.PDF file. Download it from the Adobe website at:
www.adobe.com
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The Federal Citizen Information Center provides many helpful articles and tips on preventing various forms of fraud and online security scams.
Click here to read about Advance Fee Business Scams
Click here to read about Preventing Identity Theft |
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Fight Identity Theft.com is a great online resource the provides helpful tips, facts, and alerts to help you prevent ID theft. Click here or the picture to visit the site. |
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*Are you in the market for a good used car? Watch out for vehicles that were affected by the natural disasters. Visit CARFAX.com to guarantee you get the best car for your money.*
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OnGuardOnline.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information. |
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Have you received an e-mail requesting personal information or your account number? If so, please delete the e-mail immediately for it is fraudulent.
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Anti-Phishing Recommendations:
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- Never access an organization's Web site from a link provided in an e-mail, but only by typing in the actual URL.
- If you suspect an email may be phishing, contact the organization's customer support center immediately.
- Be very skeptical of "urgent" messages that require you to enter confidential information.
- Keep your Internet browser software up to date and use an anti-virus and anti-spam product.
- Check your online account balances and transaction regularly for any discrepancies.
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