You may open an Individual Retirement Account (IRA), Roth or ESA by completing a brief application. There is a minimum deposit of $5.00.  After opening the account, you may make deposits through payroll deduction, auto payment, bill pay, mail, etc. 

Need Answers to you IRA questions: Traditional or Roth - Which One? Understanding how they're different may help. Roth IRAs for young people and those are still thinking young! Invest in a Roth IRA to get an early start on saving for a first home, college or retirement. The Door to Roth IRAs Opens Wider New Roth IRA guidelines offer some nice tax advantages.  Starting Coverdale Educational Savings Accounts Education savings accounts offer you a tax-free way to save up to $2,000 a year for your child's elementary, secondary, and college education expenses. Here are the eligibility rules.