Effective 06/07/2010
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| Membership Fee | $5.00 |
| Insufficient funds:Courtesy Pay, checks, ACH, Debit/ATM, returned check, etc. | $30.00 |
| Transfer Fee If an item (check, ACH, automatic debit, ATM Card transaction, Debit Card transaction, etc.) is presented for payment and there is not enough money in your share draft account to pay that item, the computer will automatically withdraw money (enough to cover the item plus the $5.00 fee) from your share account to pay the item. |
$5.00 |
| Account Closing (Within 90 days of opening account) | $10.00 |
| Club Account closed prior to its maturity | $10.00 |
| Inactive Account Fee (No activity within 5 years) | $25.00 |
| First-Time Loan Processing fee (One-time fee) | $10.00 |
| Loan Extension (Non-real estate) Change to the payment amount, skip a payment, change the due date, etc. This fee applies to each loan an extension is done for. | $25.00 |
| Loan Extension: Real Estate Change to the payment amount, skip a payment, change the due date, etc. This fee applies to each loan an extension is done for. | $75.00 |
|
Stop payment fee (occurs when placed) *A Stop Payment is only in effect for six months. In order to continue the stop you must renew it in writing |
$15.00 if there are sufficient funds to cover the check being stopped $30.00 if there are insufficient funds available to cover the check being stopped |
| Reconciliation/Research Fee(per hour or fraction of hour) | $15.00 per hour |
| Home Banking( Free downloadable Quicken file or Excel Spread sheets) | FREE |
| Online Bill Pay monthly charge | FREE |
| Online Bill Pay - Next Day Check Payments | $18.00 |
| Photocopy of a check |
$3.00 if paid within the last 12 months |
|
Photocopy of a previous share/draft/credit card statement or listing of current share/draft/credit card activity |
$5.00 |
| Cashier's check fee | $3.00* |
| Money order fee | $1.50* |
| Teller check payable to someone other than yourself. | $1.00* |
| Traveler's cheques (per $100.00 purchased) | $1.50* |
| Visa Gift Card (Minimum amount of $10.00 up to $1,000.00 maximum) | $3.00 per card |
| Debit/ATM or Credit Card PIN replacement | $5.00 |
| Debit/ATM or Credit Card Replacement | $10.00 |
| Returned Mail Fee | $5.00 |
| Processing a Levy or Garnishment | $30.00 |
| IRA Withdrawal if owner is less than 59.5 years old | $5.00 |
| Overnight mail fee | $25.00 |
| Overnight Mail for Saturday delivery | $40.00 |
|
Safe Deposit Boxes 3 x 5 3 x 10 5 x 10 |
$25.00 $35.00 $55.00 |
|
Incoming Wire |
$5.00 |
| International Wire fee (financial institution to financial institution)Before 12:00 | $40.00 |
| Outgoing Wire (financial institution to financial institution) Before 2:00pm | $20.00 |
|
Outgoing Wire (financial institution to financial institution) After 2:00pm |
$30.00 |
| Western Union International Wire Fee | 5% of wire amount or $40.00 which is greater |
|
Western Union Wire Fee |
5% of wire amount or $20.00 which is greater |
| *Golden Year members don't pay this fee. |
|
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