Any Hour Lending is here! Approval is quick and easy. Apply online by clicking below   or Call us toll free at 1-866-507-8717 and we will take your application over the phone and answer any questions you may have.  Either way you apply, you can be instantly approved 24 hours a day, 7 days a week.

Rates are set by the Board of Directors and are subject to change.  Please see the Credit Union for the most accurate rates. Effective 10/01/08

Loans ANNUAL PERCENTAGE RATE Approximate term   New Boat or Motorcycle 4.00% - 9.00% up to 36 Calculator New Boat or Motorcycle (see Note 1) 5.25% - 10.25% 37 - 60 Calculator New Boat or Motorcycle (see Note 1) 6.00% - 11.00% 61 - 72 Calculator Used Boat or Motorcycle (see Note 1, 2) 4.75% - 9.75% up to 36 Calculator Used Boat or Motorcycle (see Note 1, 2) 5.75% - 10.75% 37 - 60 Calculator Used Boat or Motorcycle (see Note 1, 2) 6.50% - 11.50% 61 - 72 Calculator New and Used Recreation Vehicle (see Note 3) 6.00% - 11.00% up to 84 Calculator New and Used Recreation Vehicle (see Note 3) 7.00% - 12.00% 85 - 120 Calculator New Small Equipment (see Note 4) 7.75% - 12.75% 72 Calculator Used Small Equipment (see Note 4) 8.75% - 13.75% 72 Calculator New Computer 5.75% - 10.75% 36 Calculator Used Computer 7.75% - 12.75% 36 Calculator Signature/Line-of-Credit 11.90% - 18.00% up to 24 Calculator Signature/Line-of-Credit 13.90% - 18.00% 25 - 36 Calculator Signature/Line-of-Credit 15.90% - 18.00% 37 - 60 Calculator Share Secured Loan (4% above the current share dividend rate) 5.05%   Calculator Certificate Secured Loan (2.50% above the current certificate dividend rate)  2.50% above     Consolidation 11.90% - 18.00% 12-60 Calculator

Note 1:  You must finance at least $20,000.00 to have financing for a 72 month term and $35,000.00 or more for a 73 - 84 month term  Note 2:  We do not finance motorcycles over 10 years of age unless they are considered classic and/or antiques. Note 3:  You must finance at least $30,000.00 to have financing for a term longer than 60 months of recreation vehicles. Note 4:  Small Equipment includes spas, pianos, tractors, hearing aids, storage buildings, riding lawn mowers, etc.

Loans ANNUAL PERCENTAGE RATE Approximate term   Home Improvement - up to $7,500 7.99% 84 Calculator Home Improvement - $7,500 to $50,000 6.99% 240 Calculator Home Equity Line of Credit / HELOC (see Note 5) 5.99% N/A Calculator MasterCard, Gold (Standard rate)  8.50% - 10.50% N/A Calculator

Note 5:  HELOC rate is base on the Wall Street Journal Prime Rate (WSJPR) with a margin of 2%.  The 5.99% is a discount rate effective for 12 months.  After 12 months the rate will return to the WSJPR plus 2% established at the origination date of the loan. Please call for the most current rate and more details.